Pet Insurance:
Help Protect the Pets Your Employees Love
Many employees consider their pets family. If a dog or cat gets sick or hurt, pet owners shouldn’t have to worry about paying for care. This optional benefit offers flexible plans that fit different budgets and pets’ needs. It’s a simple way to make your benefits package more personal and practical.
Why Choose MetLife Pet Insurance?
Freedom to Visit Any Licensed Vet
With MetLife Pet Insurance, employees can visit any U.S.-licensed veterinarian, specialist, or emergency clinic. There is no need to stay within a limited provider list. Exam fees are covered for most accidents and illnesses, helping lower out-of-pocket costs when care is needed most.
Flexible Coverage for Real-Life Needs
Family and multi-pet plans can cover up to three dogs and cats under a single policy with a shared deductible, making things simpler for households with more than one pet. Premiums are also direct-billed to you, not payroll-deducted, ensuring flexibility and portability if you change jobs or retire.
Coverage Beyond the Basics
This plan helps with more than accidents and illnesses. It also includes coverage for congenital and hereditary conditions, as well as optional preventive care coverage that can help pay for routine wellness expenses. That gives employees a way to build coverage around both unexpected needs and everyday care.
Easy Tools and 24/7 Support
MetLife Pet Insurance gives employees access to 24/7 telehealth services, plus easy access to coverage documents, claims, and treatment records through the MetLife PetMobile App for iOS and Android. Everything is in one place, making it easier to manage coverage and get help when needed.
A Benefit Pet Owners Can Appreciate
Every pet is different, and care needs can change over time. MetLife Pet Insurance offers flexible plans with no breed exemptions, so employees can choose coverage that fits both their pet and their budget. For employees who see their pets as family, this benefit is valuable right from the start. It helps them handle unexpected costs, manage vet bills, and feel supported when their pets need care.
How It Works
Getting started is simple. Employees choose a plan, and accident and injury coverage begins on the policy's effective date. Illness coverage begins 14 days later. After visiting a licensed vet, specialist, or emergency clinic and paying the bill, they can submit a claim within 90 days through the mobile app, online portal, email, fax, or mail. Reimbursement is then sent by check or direct deposit.
Get Started With Pet Insurance
If you want to offer a benefit that feels personal, practical, and easy for employees to appreciate, Worksite can help. MetLife Pet Insurance gives pet owners peace of mind and helps them care for the animals they love most.