Health Plans Designed for Your Growing Business
Picking health benefits can be tough, especially if your business is new or has unique needs. Worksite helps small and medium-sized businesses in Florida and more than 20 other states find health insurance that is practical, flexible, and simple to manage.
Better Health Insurance Options for Growing Businesses
Worksite has a variety of health plans made for real businesses. Some plans focus on being affordable and meeting ACA rules, while others give you steady monthly costs. We also have options for very small groups, sole proprietors, and businesses with part-time or seasonal workers who might not qualify for regular plans.
No matter where your business stands today, Worksite helps you look at your options, make administration easier, and move forward with confidence.
PEO Health Plans That Support Every Industry
Minimum Essential Coverage (MEC) Plan
Worksite’s MEC plan gives employers a lower-cost way to offer ACA-compliant coverage and preventive care. It’s a good alternative for businesses with part-time employees, growing teams, or those who want to start offering benefits without the high cost of traditional major medical coverage. Plans start at $68 per month.
- Individual plans start as low as $68 per month
- ACA-compliant minimum essential coverage
- Can be offered on its own or paired with another plan
- Includes no-cost preventive services
- No pre-existing condition exclusions
- No underwriting required
- A good fit for part-time-heavy workforces
- Enrollment participation requirements vary state-by-state
If you want a simple, affordable way to start offering benefits, MEC is a great first step. It helps you support preventive care, expand coverage, and give your team something valuable without breaking the bank.
Premier Health Plan
Worksite’s Premier Health Plan is for employers who want more control over healthcare costs. This level-funded plan gives you fixed monthly payments and a chance to save money if claims are lower than expected. It’s a good fit for businesses that want steadier costs than most traditional plans provide.
- Fixed monthly payments for easier budgeting
- Employer costs are capped at a specific amount
- 100% of unused allocated claims dollars refunded
- Stop-loss insurance helps limit large-claim risk
- $0 copay telehealth available 24/7/365
- Over 1.1 million providers nationwide
- Low participation requirements
- Worksite handles plan administration
Premier gives you a good mix of stability, clear pricing, and savings. If you want reliable coverage without surprise costs, this plan helps protect both your employees and your budget.
Imagine360 Health Plan
The Imagine360 Health Plan is for employers whose teams don’t qualify for regular group health plans. It’s especially helpful for businesses with more part-time, seasonal, variable-hour, or lower-wage employees who want to offer affordable, compliant coverage.
- Minimum Value Plan that meets coverage and affordability standards
- No health questionnaires or exams required
- PHCS network with nationwide provider access
- Can be offered on its own or paired with major medical
- Can be customized for specific employee groups
- Typically requires 10 enrolled employees, depending on the state
- Worksite handles billing, reconciliation, and payments
- Faster setup and simplified implementation
Imagine360 gives businesses with changing teams a flexible way to offer benefits. It removes common barriers, keeps setup simple, and helps employers provide coverage when regular plans don’t fit.
TRIAD Health Plan
The TRIAD Health Plan is for very small businesses that want quality coverage without a one-size-fits-all plan. It’s available to businesses with 1 to 9 employees, including sole proprietors and 1099 workers. This makes it a great choice for entrepreneurs, family businesses, and other small teams that need flexibility.
- Available to businesses with 1 to 9 employees
- Includes sole proprietors and 1099 workers
- Quick online health questionnaire to receive quotes
- Choice of Cigna or PHCS networks
- Access to over 1.2 million providers nationwide
- Multiple plan designs available
- 1 to 5 enrolled employees get 1 plan choice
- 6 to 9 enrolled employees get 2 plan choices
- Worksite handles administration, reconciliation, and invoice payment
If you run a very small business and feel your options are limited, TRIAD gives you an easier path. It offers reliable coverage, more choices, and hands-on support from Worksite at every step.
Why Business Owners Choose Worksite
Health insurance is more than a requirement. It’s about finding a plan your business can afford, your employees can use, and your team can feel good about.
Worksite helps small and medium-sized businesses compare options, understand tradeoffs, and pick coverage that fits their team, budget, and goals. We also make things easier by handling plan administration, billing, and ongoing support. This means less confusion, less paperwork, and a better experience for your team.
Ready to Talk About Health Insurance for Your Business?
If you’re ready to look at your options, Worksite is here to help. Whether you want just insurance support or want to bundle health benefits with our PEO services, our team can help you take the next step with confidence.
Fill out the form to talk with a Worksite consultant or give us a call.
